CAPITAL TO GROW YOUR BUSINESS
BUSINESS LENDING
Spratt Financial’s mortgage team offers assistance to businesses that require advice on the best lending options available to them. Whether it is upgrading or expanding, paying off debt faster or just checking the best interest rates available – we can help, often at no cost to you.
- Commercial and Investment property Loans.
- Help with lending options – including getting the best rates and refinancing.
EXPERT ADVICE FOR SMART BORROWERS
When you are looking at business expansion or paying down debt, it pays to get prepared ahead of time. Before you go shopping for assets for your business, you are best placed to ensure you have the loan approval you need to make a competitive move.
Working with a Spratt Financial Business Lending Advisor will give you a jump on the competition and ensure that all the documentation you need to provide is thoroughly in order before you make your approach to a bank or other lending institution. Contacting our advisors well in advance may be the difference between securing your loan or being turned down as lenders become increasingly cautious. If your accounts are able to show where you have cut back in order to service your loan, you will be in a better position when you submit your application, and drawing up a repayment strategy with a professional Business Lending Advisor is going to keep you ahead of the game.
REFINANCE TO PROMOTE GROWTH
When you are focused on running the day-to-day operations of your business, it’s best to keep your finger on that pulse, and this is where engaging Spratt Financial could save your organisation or company time and money by pointing you in the right direction.
Our Business Lending Advisors work hard to stay up-to-date on all developments in the lending market, we have the inside track when it comes to shifts and special offers, and we are always poised to access the best possible deal for all of our valued clients. Our ability to maximise your possibilities and hone in on the best deal with the right advice could prove invaluable to your bottom line.
When you are looking at taking on debt, it pays to be informed. Pushing growth for your business must be actioned within a solid risk assessment environment, and the more information you have, the lower the risk becomes. Spratt Financial can take care of the fine print when it comes to your Business Lending options – while you get on with what you do best.
Increasingly it is becoming more difficult to obtain cost effective business and investment property lending. Our team offer experienced advice and solutions from mainstream and non-bank lenders and we can advise you on what options you have before approaching anyone to ensure you get the best result possible.
Why Hood Insurance Brokers?
100+ Years
in NZ General Insurance Services
100%
Kiwi Owned and Operated
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