COVERING YOUR GOOD HEALTH

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HEALTH INSURANCE

When your health or the health of a loved one fails, a quick and full recovery is always the number one priority. Health insurance is designed to help you get back to full health by giving you access to the best available treatment as soon as possible. While the New Zealand public health service is good, it is designed for acute or immediate care of patients. Budget restraints and the lottery of different District Health Boards (DHBs) priorities mean that non-urgent treatment can be hit and miss with long and sometimes life-threatening wait times. Having Health insurance means you can avoid the long waits and huge costs involved by getting treatment immediately when and where you need it.

SURGICAL COVER

A Health Insurance Policy with surgical benefit includes cover for unlimited surgical treatment that you or a loved one may require. This will allow you to rest assured that if any of those covered by your policy require surgery, you can get it quickly and with all expenses of the treatment paid.

SURGICAL COVER OPTIONS

  • Full cover
  • Excess options
  • Specialists and Tests

SPECIALISTS & TESTS COVER

Specialists and Tests Health Insurance cover will pay for any specialist consultations you may require, as well as the cost of any diagnostic imaging or tests. Specialist treatment can often be expensive and some tests can be much more so. Without this cover in place, you will be left with the unfortunate choice of bearing these costs yourself or being unable to access the specialist treatment you need, making this a highly recommended and vital addition to your Health Insurance.

 

HEALTH INSURANCE FOR YOUR CHILDREN

Whilst GP visits for children under the age of 13 are free in New Zealand, adding your children to your health insurance policy is still a highly recommended choice. Getting health insurance for your children is inexpensive, and it will ensure that any pre-existing conditions that may develop throughout their growth will be covered. Also, it will ensure they always get access to healthcare, no matter how public healthcare funding changes.

 

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